We recognize that RIAs often find it challenging to access capital. Intangible assets such as future fees don’t typically fit the lending models of traditional banks.
Since 2003, financial services professionals across the United States have benefited from hundreds of millions in loans from Oak Street Funding, a direct, non-SBA lender that understands their business model and appreciates their most valuable assets - future fees - even though they are intangible.
Our borrowers enjoy doing business with us because we understand their unique needs and niche lending. In fact, many return for multiple transactions. Our borrowers also like that we own and manage their loan throughout its life cycle and they only deal with us. What’s more, we have the speed and flexibility of an entrepreneurial specialty lender with the financial backing of a bank.
Oak Street’s unique cash-flow analysis, fast turn times, industry knowledge and experienced team align to develop new products to meet the growing demand for RIA financing.