FRANCHISE RESTAURANT

We’ll Get You There

FREQUENTLY ASKED QUESTIONS

For what purposes does First Franchise Capital™ lend money?
  • Obtain Real Estate
  • Acquire Equipment
  • Remodel or Re-image
  • Finance Construction
  • Acquire Stores
  • Refinance Debt
  • New Store Development Lines
  • Restructure Ownership
How much do you lend?
  • Transactions range from $200,000 to greater than $30 million with syndication
  • Equipment loans can advance up to 100% of eligible costs
  • Real estate loans are based on eligible costs and appraised value
What are FFCC’s terms/rates?
  • 5-7 year term and up to 10 year amortization for equipment
  • 10 year term and up to 15 year amortization for ground lease properties
  • 10 year term and up to 20 year amortization for real estate
  • Fixed or variable interest rate set at closing
What is needed for collateral?
  • First lien on equipment, furniture and fixtures
  • First mortgage on real estate
  • Leasehold mortgages on ground leases
Who is eligible?
  • 5+ unit owner/operators
  • 3+ years of industry experience
  • Approved franchise restaurant concepts
Why First Franchise Capital Corporation?
  • Full array of loan products
  • Customizable financing up to $30 million
  • Franchise restaurant industry experience and expertise
  • Personalized client approach
  • Portfolio lender
  • Competitive fixed and variable rates
  • In-house loan processing, underwriting and servicing teams
  • Strong financial backing from our parent company, First Financial Bank
How do I start?
Contact us today. We will talk with you about your current business, discuss your future needs and show you how First Franchise Capital can help you achieve your goals.

FEATURED BLOGS

5 steps to take before you grow

If you’ve been able to make your franchise business a successful, profitable operation, adding another location may provide the perfect opportunity to double your success -- and your profits. That’s why the most successful franchisees in most operations are those who...

The strategies behind refranchising

Over the past few years, many of the larger restaurant chains have reduced the percentage of their company-owned locations by selling them to franchisees. During 2017, such refranchising was common in our industry. For example, McDonald’s® was wrapping up its...

Invest in remodeling today, boost sales tomorrow

There’s a reason most major franchise chains have initiated redesign programs in recent years. Consumers are more fickle than ever, and they’re drawn to the newer and shinier. If the restaurant down the street looks fresher and brighter, they’ll have a competitive...

Holiday preparation: plan for insanity, reap extra profits

Franchise owners often have a love-hate relationship with the holiday season. On the “hate” side comes a crush of business from impatient customers who want to get their orders and get back into the stores. They can be brash, they can be rude, and they can push your...

Have questions? Talk with our experts for more information.