“Neither a borrower nor a lender be,” cautioned Polonius in “Hamlet.” William Shakespeare’s advice has gone on to form an attitude about debt that has survived countless generations. Most insurance professionals are financially conservative by nature, and their... read more
For businesses that consider or choose to take on debt to implement growth initiatives, achieving the right balance between that debt and equity is important. Maximizing a company’s return on equity requires a certain amount of debt. Oak Street appreciates the need... read more
Relying solely on organic methods to achieve growth can sometimes prove challenging for the insurance industry on the whole. However, a Deloitte study1 predicts that activity within the mergers and acquisitions market will continue to stay strong — and even accelerate... read more
Time flies. If we’re not careful, we’ll look up and an entire year will come and go in what seems like weeks. Unfortunately, we often only stop to reflect on progress and how well we’ve attained our goals when life-altering or business-altering events occur. It is... read more
Two recent milestones in my life made me realize just how fast time passes. I sent my oldest child off to his second year of college and I celebrated Oak Street Funding’s twelfth year in business. It seems like my son should still be in middle school and Oak Street... read more
Over the last several years, businesses of all industries were in a “perfect storm” when it came to the struggle of accessing credit. Agents and brokers who needed extra capital to grow through acquisitions, hiring, refinancing agency debt to improve cash flow and... read more
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