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For what uses does First Franchise Capital™ lend money?
How much do you lend?
What are FFCC’s terms/rates?
What is needed for collateral?
Are there any other requirements?
Who is eligible?
Why First Franchise Capital Corporation?
How do I start?

For what uses does First Franchise Capital™ lend money?

  • Obtain Real Estate
  • Acquire Equipment
  • Remodel or Re-image
  • Finance Construction
  • Acquire Stores
  • Refinance Debt
  • Procure Development Lines
  • Restructure Ownership

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How much do you lend?

  • Transactions range from $200,000 to in excess of $20 million
  • Equipment loans can advance up to 100% of concept average costs
  • Real estate loans based on concept average cost and appraised value

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What are FFCC’s terms/rates?

  • 5-7 year term and up to 10 year amortization for equipment
  • 10 year term and up to 12 year amortization for leaseholds
  • 10 year term and up to 15 year amortization for real estate
  • Fixed or variable interest rate set at closing

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What is needed for collateral?

  • First lien on equipment, furniture and leasehold improvements
  • First mortgage on real estate
  • Leasehold mortgages on ground leases

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Are there any other requirements?

  • Personal guarantees of owners

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Who is eligible?

  • Established franchisee with at least 3 years of experience
  • Franchisee operating in one of the approved restaurant concepts
  • Established franchisee operating 5+ restaurants in approved concepts

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Why First Franchise Capital Corporation?
Ask our clients. We did. They told us our service is what sets us apart from the competition. We are known for returning phone calls, getting answers to questions and making sure your needs are met. Our rates are certainly competitive.

Since FFCC is focused singularly on the franchised restaurant industry, our staff doesn’t need time to learn about your business. It is their area of expertise. But, that doesn’t mean that we don’t want to learn more about you. Our staff spends considerable time on the road going to our clients’ restaurants, getting an even more keen understanding of their operation. Add to this, the strong financial backing of our parent company and the individual customization described earlier, you can see why our client list has grown exponentially year after year.
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How do I start?
Contact us today. We will talk to you about your current business, discuss your future needs and show you how First Franchise Capital can help you achieve your goals.
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Restaurant Franchise Events   

  • AKFCF Convention
    February 21-24 in Anaheim, CA
  • Dunkin' Brands Lender's Meeting 
    May in Canton, MA
  • Pizza Hut Convention
    May 2-4 in San Antonio, TX
  • Domino's Worldwide Rally
    May 15-17 in Las Vegas, NV
  • Denny's Annual Convention
    September 17-20 in Las Vegas, NV
  • Dunkin' Donuts Convention
    September 24-27 in Las Vegas, NV
  • Wendy's Convention
    September 25-27 in San Antonio, TX
  • Hardee's Convention 
    October 8-10 in Washington D.C.
  • National Burger King Meeting 
    November in TBD
  • Restaurant Finance & Development Conference
    November 12-14 in Las Vegas, NV                                                           

Learn More

To learn more about financing options for your business, please contact one of our knowledgable experts. We can answer any questions you may have, and suggest the best route for moving forward.

Email us below to begin the conversation.

Video Testimonial:

Christopher Johnson, Burger King®



Nick Hishmeh, Domino’s®

"Working with First Franchise Capital was a very pleasant and smooth experience. My Regional Vice President was knowledgeable of the franchise industry as well as our financial situation, and we built a relationship from the very beginning. I have no complaints with my experience, and I would definitely do business again with First Franchise Capital if a need arises in the future.”



Angelo Freites, Checkers®

“My experience was tremendous. It’s not often lenders exceed expectations, but First Franchise Capital provided a simplistic approach to financing and my loan was funded quicker than originally estimated. I highly recommend First Franchise Capital to small and large franchisees that need funding to continue their growth.”



Dawn Lafreeda, Denny’s®

“I have used First Franchise Capital for years, and they always provide excellent service. First Franchise Capital understands the restaurant business, and I appreciate their commitment to develop the exact loan package I need.”




Video Testimonial:

Don, Multi-Unit Panera Bread® Franchisee


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