Get A Quote

We’ll get you there.

Financing for Franchise Restaurants

Customizable Solutions for Franchisees

First Franchise Capital believes strong relationships with our clients lead to personalized service and customized finance solutions. With our understanding of the business and capital needs unique to the franchise restaurant industry, we have the ability to provide custom financing as little as $200,000 and up to $20,000,000. Our team of specialists deliver a personalized client approach to ensure your satisfaction and success.

Our terms vary depending on the collateral type, but they generally range up to 7 years for equipment (FF&E) secured loans (with up to a 10 year amortization) and up to 10 years for real estate secured loans (with up to a 20 year amortization). We provide development financing for new builds and remodels (real estate owned or leased) with progress payment advances to pay contractor invoices during the project. We offer both fixed and variable rates and our customized loans allow you to secure financing to fit the needs of your business.

We can help you:

  • Build new stores
  • Acquire stores
  • Purchase equipment
  • Refinance debt
  • Remodel or re-image
  • Purchase real estate
  • Buyout partners

Why First Franchise Capital?

Our industry expertise, flexible loan structures and in-house loan processing, underwriting and servicing teams allow us to not only meet your financing needs in a timely fashion, but exceed your expectations throughout the life of your loan.

Our loans are tailored to your growth plans and provide you with the opportunity to reach your full potential for the future of your business. First Franchise Capital will be your long term financing partner for the strategic expansion of your business as you grow to the next level.

Franchise Leadership

The First Franchise Capital team has a long history of lending to successful restaurant franchisees across the United States. Our Regional Vice Presidents each average 20+ years of experience lending to multi-unit operators. Please contact one of our Regional Vice Presidents today to learn more about financing options.

Peter Austin

Franchise Owner615 Washington Road Suite 305
Pittsburgh, PA 15228
Cell: 412-398-7933

Cabell Finch

Franchise Owner3060 Lanier Drive
Atlanta, GA 30319
Cell: 404-869-6935

Jon McClure

Franchise Owner2067 Woodbourne Terrace
Castle Rock, CO 80104
Cell: 720-326-0353

Adam Pleva

Franchise Owner8888 Keystone Crossing, Suite 1700
Indianapolis, IN 46240
Office: 317-814-2705
Cell: 317-982-2799

Jackie Sliva

Franchise Owner550 N. Cedar St.
Shelby, NE 68662
Office: 402-562-5115
Cell: 402-809-3098

5 steps to take before you grow

If you’ve been able to make your franchise business a successful, profitable operation, adding another location may provide the perfect opportunity to double your success -- and your profits. That’s why the most successful franchisees in most operations are those who...

read more

The strategies behind refranchising

Over the past few years, many of the larger restaurant chains have reduced the percentage of their company-owned locations by selling them to franchisees. During 2017, such refranchising was common in our industry. For example, McDonald’s® was wrapping up its...

read more

Invest in remodeling today, boost sales tomorrow

There’s a reason most major franchise chains have initiated redesign programs in recent years. Consumers are more fickle than ever, and they’re drawn to the newer and shinier. If the restaurant down the street looks fresher and brighter, they’ll have a competitive...

read more

Restaurant Franchise Events   

  • Dunkin' Brands Lender's Meeting 
    May 22-23 in Canton, MA
  • Denny's Annual Convention
    September 17-20 in Las Vegas, NV
  • Dunkin' Donuts Convention
    September 24-27 in Las Vegas, NV
  • Wendy's Convention
    September 25-27 in San Antonio, TX
  • Hardee's Convention 
    October 8-10 in Washington D.C.
  • National Burger King Meeting 
  • Restaurant Finance & Development Conference
    November 12-14 in Las Vegas, NV                                                           

Learn More

To learn more about financing options for your business, please contact one of our knowledgeable experts. We can answer any questions you may have, and suggest the best route for moving forward.

Email us below to begin the conversation.

Video Testimonial:

Christopher Johnson, Burger King®



Nick Hishmeh, Domino’s®

"Working with First Franchise Capital was a very pleasant and smooth experience. My Regional Vice President was knowledgeable of the franchise industry as well as our financial situation, and we built a relationship from the very beginning. I have no complaints with my experience, and I would definitely do business again with First Franchise Capital if a need arises in the future.”



Angelo Freites, Checkers®

“My experience was tremendous. It’s not often lenders exceed expectations, but First Franchise Capital provided a simplistic approach to financing and my loan was funded quicker than originally estimated. I highly recommend First Franchise Capital to small and large franchisees that need funding to continue their growth.”



Dawn Lafreeda, Denny’s®

“I have used First Franchise Capital for years, and they always provide excellent service. First Franchise Capital understands the restaurant business, and I appreciate their commitment to develop the exact loan package I need.”




Video Testimonial:

Don, Multi-Unit Panera Bread® Franchisee


Who we are...

Have questions? Talk with our experts for more information.