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Financing for Registered Investment Advisors

Where do you want to take your RIA firm?

Your RIA firm is challenged with growing throughout its life cycle, and you may need capital to meet your goals. We recognize investment advisors often find it difficult to access capital, since intangible assets like future fees don’t typically fit the lending models of traditional banks.

Since 2003, financial services industry professionals have benefited from hundreds of millions of dollars in loans from Oak Street Funding, a direct, non-SBA lender. We help businesses succeed throughout their life cycles – from initial growth through the development stages and eventual divestiture of your firm. For us, it really is about relationships over transactions.

Our borrowers appreciate that we understand their unique needs and business goals. They also like that we own and manage their loan throughout its life cycle, and they only deal with us. What’s more, we have the speed and flexibility of an entrepreneurial specialty lender with the financial backing of a bank. As a result, many of our customers have returned for multiple rounds of funding.

Our strong financing expertise, innovative technology, proprietary actuarial models and experienced team align to develop customized lending options to meet the growing demand for RIA financing. We can help you:

  • Hire an additional partner
  • Fund a partner buyout
  • Initiate a succession plan
  • Consolidate business debt
  • Develop specialized services
  • Enter new markets
  • Invest in marketing strategy
  • Upgrade technology

Unlock the Value of Tomorrow’s Fees Today

Take advantage of our cash-flow based financing to launch your growth initiatives without borrowing against your personal assets. We offer:

  • Flexible structures (non-SBA loans)
  • Funding up to $20 million
  • Terms from 7 to 10 years
  • Loans and lines of credit
  • Quick, guided process
  • In-house loan processing, underwriting and servicing

Be a part of your firm’s succession plan

It’s been said that if you don’t make a plan, the world will make one for you. That’s especially true when it comes to your career. If you don’t approach your work with goals and a way to get there, you’re leaving the future in the hands of your employer and the...

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Acquisitions can make your firm more diverse

If you’re like most RIAs, one of the first pieces of advice that you share with nearly every client is to keep their portfolio diversified. In fact, most of us learned that “don’t put all your eggs in one basket” message long before we began careers in the investment...

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RIA Firm Events

  • The MarketCounsel Summit
    December 2017

Learn More

To learn more about financing options for your RIA firm, please contact:

Bruce Warren
Vice President, Strategic Markets

Professional Experience

  • Joined Oak Street in 2015
  • 29 years in commercial lending
  • Vice President, Vertical Lending, Bank of America Practice Solutions
  • Sales Director, Silver Hill Financial LLC

Craig Rumler, COO, Bloomfield Hills Financial

“For our first funding, we gave Oak Street a difficult deadline to close in three weeks and their team did a super job of identifying what we needed to provide to get the deal done – most lenders would not be able to do this, but Oak Street made it happen. The process was easy, and the team was very flexible and responsive. We have already completed a second funding and plan to continue to work with Oak Street on future financing projects.”

Who we are...

Have questions? Talk with our experts for more information.