Financing for Registered Investment Advisors
Where do you want to take your RIA firm?
Your RIA firm is challenged with growing throughout its life cycle, and you may need capital to meet your goals. We recognize investment advisors often find it difficult to access capital, since intangible assets like future fees don’t typically fit the lending models of traditional banks.
Since 2003, financial services industry professionals have benefited from hundreds of millions of dollars in loans from Oak Street Funding, a direct, non-SBA lender. We help businesses succeed throughout their life cycles – from initial growth through the development stages and eventual divestiture of your firm. For us, it really is about relationships over transactions.
Our borrowers appreciate that we understand their unique needs and business goals. They also like that we own and manage their loan throughout its life cycle, and they only deal with us. What’s more, we have the speed and flexibility of an entrepreneurial specialty lender with the financial backing of a bank. As a result, many of our customers have returned for multiple rounds of funding.
Our strong financing expertise, innovative technology, proprietary actuarial models and experienced team align to develop customized lending options to meet the growing demand for RIA financing. We can help you:
- Hire an additional partner
- Fund a partner buyout
- Initiate a succession plan
- Consolidate business debt
- Develop specialized services
- Enter new markets
- Invest in marketing strategy
- Upgrade technology
Unlock the Value of Tomorrow’s Fees Today
Take advantage of our cash-flow based financing to launch your growth initiatives without borrowing against your personal assets. We offer:
- Flexible structures (non-SBA loans)
- Funding up to $20 million
- Terms from 7 to 10 years
- Loans and lines of credit
- Quick, guided process
- In-house loan processing, underwriting and servicing
Consider a CPA heavy-tax practice with a lot of 1040 clients. I hate to break the bad news, but most CPA firms do not want to acquire that practice. The exception will be very high-end 1040 fee clients, but even then, unless the firm has a wealth management practice,...read more
You may not remember the 1992 movie “Glengarry Glen Ross,” but you’ve probably heard Alec Baldwin character’s admonishment to his sales team: “always be closing!” For today’s mid-sized and larger RIA firms, a better piece of advice is “always be acquiring!” It makes...read more
An RIA ready to pursue a growth strategy will probably need some degree of outside funding. And since most RIA firms view themselves as small businesses, they may assume the best source is a Small Business Administration (SBA) loan obtained with the help of a local...read more
RIA Firm Events
- Echelon Partners/DDM Summit
September 19-20 in Newport Beach
- NAPFA Fall Conference
October 18-21 in Orlando
- The MarketCounsel Summit
To learn more about financing options for your RIA firm, please contact:
Vice President, Strategic Markets
- Joined Oak Street in 2015
- 29 years in commercial lending
- Vice President, Vertical Lending, Bank of America Practice Solutions
- Sales Director, Silver Hill Financial LLC
Craig Rumler, COO, Bloomfield Hills Financial
“For our first funding, we gave Oak Street a difficult deadline to close in three weeks and their team did a super job of identifying what we needed to provide to get the deal done – most lenders would not be able to do this, but Oak Street made it happen. The process was easy, and the team was very flexible and responsive. We have already completed a second funding and plan to continue to work with Oak Street on future financing projects.”
Who we are...