We’ll Get You There

For our first funding, we gave Oak Street Funding a difficult deadline to close in three weeks…most lenders would not be able to do this, but Oak Street made it happen.

– Craig Rumler

The process was easy, and the team was very flexible and responsive. We have already completed a second funding and plan to continue to work with Oak Street on future financing projects.

– Craig Rumler

It’s hard to truly understand what we, as business owners, are doing, and what I was trying to achieve from a capital infusion. So I appreciate Oak street Funding being instrumental in completing this.

– Anonymous RIA

I would absolutely recommend Oak Street Funding to a colleague if their needs align. I would push for them to talk to Oak Street. I don’t know anyone else who loans on cash flow.

– Ron Brock


Your RIA firm can be the best- and remain the best- with strategic moves that will help you win. Regularly setting new goals will keep you ahead of the pack.  What are your goals?

Do you want to:

  • Double your AUM in the next 5-10 years?
  • Build a business that you can pass onto your children?
  • Retire comfortably by 2030?
  • Be your own boss?

Oak Street Funding can help you achieve your goals with a loan to propel your business.  With an infusion of capital, you can leverage the investment to gain a competitive advantage, build a legacy, and ignite future success.  You know the impact a great investment can make. Invest in your firm.

We’ll get you there.



With an anticipated 15% year over year increase in deals in the RIA space*, there is no denying that acquisitions are a great way to increase firm growth beyond organic means.

Acquisition loans can be used to:

  • Purchase a book of business
  • Expand into new markets
  • Quickly increase enterprise value
  • Purchase stock or ownership interest

Whatever your acquisition plans, we’ll get you there

*Echelon’s RIA M&A Deal Report™

As RIA owners and entrepreneurs, you can ensure your legacy will continue as you enter retirement with a succession loan.

Succession loans can be used to:

  • Transition the firm to the next generation
  • Buyout an existing partner
  • Avoid tapping into firm assets

We use a phased approach for succession loans:

How it works:

  • The firm obtains the succession loan
  • Loan proceeds are used by incoming ownership to repurchase the existing owner’s stock
  • Equity is redistributed among succession owners
  • Loans can be structured as a one-time event or a multiple-year transaction

Whatever your succession plans, we’ll get you there.


Your RIA firm has working capital needs throughout its life cycle, and a loan can help give you the boost you need to remain competitive.

Working capital loans can be used to:

  • Launch an new initiative
  • Invest in a marketing strategy
  • Automate client services or upgrade technology
  • Hire additional staff or train existing staff
  • Purchase a new office or update your current space

Whatever your working capital needs, we’ll get you there.


A debt restructure loan can consolidate existing loans, reduce debt obligations, clean up your balance sheet, and improve liquidity.

Debt restructure loans can be used to:

  • Pay off a bank lien or seller’s note
  • Free up revolving business lines of credit
  • Qualify for additional borrowing
  • Achieve more favorable financing

Whatever your debt restructure needs, we’ll get you there.


Advisors can gain great experience from a wirehouse, but for you, the dream of starting a firm, the opportunity to lead, and the independence beckons. A breakaway loan can help new business owners achieve these dreams.

Breakaway loans can be used to:

  • Build new operations
  • Invest in an office, technology, and outsourced support
  • Recruit employees

Whatever your breakaway needs, we’ll get you there.


Kirsten Petras

Kirsten Petras

Executive Director of Strategic Markets Sales

Contact Kirsten

Adam Farag

Adam Farag

VP, Strategic Markets Sales


Contact Adam

Susie McEuen

Susie McEuen

VP, Strategic Markets Sales


Contact Susie

Bruce Warren

Bruce Warren

VP, Strategic Markets Sales


Contact Bruce


  • 2019 NAPFA Large Firm Forum
    February 5-7, 2019
  • TD Ameritrade LINC
    February 6-8, 2019
  • Barron’s Top Indepdendent Advisors
    March 20-22, 2019
  • 2019 Annual Conference Experience
    May 5-8, 2019
  • Excell 2019
    May 8-10, 2019
To learn more about financing options for your RIA firm, please contact one of our knowledgeable experts. We can answer any questions you may have, and suggest the best route for moving forward.

Email us below to begin the conversation.


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Are you creating a legacy or capital? As a longtime partner in your RIA firm, you’re proud of your professional expertise and what you’ve been able to accomplish. Whether you took the step of becoming a partner to have a bigger say in how your clients are served, to...

Are you ready for disruption and correction?

If you’ve been an RIA for any length of time, you know your clients well. The day after the Dow takes a 500-point dive, your phone is ringing off the hook as you walk into the office. She’s terrified. Does this mean she’s going to lose her life savings? Should he take...

How is your communications strategy?

In the ever-more-competitive financial services market, most RIAs are constantly looking for whatever will give them an edge over their competitors and keep clients from moving on. Some will share new insights others will add new lines of financial products, while...

Have questions? Talk with our experts for more information.