Is Oak Street Funding a direct lender?

Yes, we are a direct, non-SBA specialty lending company. We provide a dedicated team of in-house loan experts to meet your business’s capital needs. And, unlike some other companies, your loan will not be sold to another organization.

How long will it take to put my financing in place?

All decisions are made by the Oak Street Funding team which allows us to expedite the process for our borrowers. The amount of time required to complete the business lending process depends on the timeliness of information provided by you and any respective parties to the transaction.

What are the rates, fees and terms on my loan?

We offer fixed and variable rate loans with terms up to ten years. Our rates are typically based on the treasury yield plus a spread. Our underwriting team evaluates each application to determine the appropriate rate for each situation. Factors that may influence your loan rate include loan term, type of loan, and strength in the 5 Cs of credit.

Loans for BHPH Dealerships - Oak Street Funding

BHPH Lending Solutions

Are you a Buy Here – Pay Here or Lease Here – Pay Here auto dealership? Do you need access to capital to support your growth? Leverage your portfolio to provide capital for additional loans, inventory, or general working capital with a line of credit.

Acquisition Loan

Looking to acquire another CPA practice? We can help guide you through that process.

Succession & Partner Buy-In Loan

Make a well-deserved financial exit while positioning future owners of your practice for long-term success.

Working Capital Loan

Get ahead with a working capital loan to hire new employees, upgrade technology, or launch a new marketing campaign.

Business Debt Restructure Loan

Consolidate existing loans, reduce debt obligations, clean up your balance sheet, and improve liquidity.

FLEXIBILITY TO GROW
Obtain capital based on your biggest asset – receivables – which gives you the flexibility to grow.

CONTROL OF YOUR TIME HORIZON
We customize financial solutions so you can take charge of how you want to manage your business finances.

ALIGNED WITH YOUR BUSINESS MODEL
We align our unique cash-flow analysis, industry knowledge, and innovative technology to your business.

FREEDOM TO REINVEST
Leverage your portfolio to obtain capital for additional loans, inventory, or general working capital purposes.

SMART BORROWING FOR YOUR FUTURE
Leverage your biggest asset - receivables - to grow your portfolio with a line of credit.

Loans for BHPH Dealerships

BHPH Lending Solutions

Acquisition Loan

Succession & Partner Buy-In Loan

Working Capital Loan

Business Debt Restructure Loan

Meet Your Deal Team

Ready to take the next step?