Is Oak Street Funding a direct lender?

Yes, we are a direct, non-SBA specialty lending company. We provide a dedicated team of in-house loan experts to meet your business’s capital needs. And, unlike some other companies, your loan will not be sold to another organization.

How long will it take to put my financing in place?

All decisions are made by the Oak Street Funding team which allows us to expedite the process for our borrowers. The amount of time required to complete the business lending process depends on the timeliness of information provided by you and any respective parties to the transaction.

What are the rates, fees and terms on my loan?

We offer fixed and variable rate loans with terms up to ten years. Our rates are typically based on the treasury yield plus a spread. Our underwriting team evaluates each application to determine the appropriate rate for each situation. Factors that may influence your loan rate include loan term, type of loan, and strength in the 5 Cs of credit.

Loans for Auto Dealerships - Oak Street Funding

FLEXIBILITY TO GROW
Obtain capital based on your biggest asset – receivables – which gives you the flexibility to grow.

CONTROL OF YOUR TIME HORIZON
We customize financial solutions so you can take charge of how you want to manage your business finances.

ALIGNED WITH YOUR BUSINESS MODEL
We align our unique cash-flow analysis, industry knowledge, and innovative technology to your business.

FREEDOM TO REINVEST
Leverage your portfolio to obtain capital for additional loans, inventory, or general working capital purposes.

SMART BORROWING FOR YOUR FUTURE
Leverage your biggest asset - receivables - to grow your portfolio with a line of credit.

BHPH Dealership Loan Products

Buy Here – Pay Here and Lease Here – Pay Here dealerships can use Oak Street Funding’s revolving line of credit for:

Portfolio Growth

Leverage your existing portfolio to provide capital to fund your growth.

Auto Inventory Expansion

Increase inventory with the influx of capital from a line of credit.

General Working Capital

Hire employees, upgrade technology, or pay down your accounts payable.

Loans for BHPH Dealerships

Lending Solutions

BHPH Dealership Loan Products

Portfolio Growth

Auto Inventory Expansion

General Working Capital

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