Is Oak Street Funding a direct lender?

Yes, we are a direct, non-SBA specialty lending company. We provide a dedicated team of in-house loan experts to meet your business’s capital needs. And, unlike some other companies, your loan will not be sold to another organization.

How long will it take to put my financing in place?

All decisions are made by the Oak Street Funding team which allows us to expedite the process for our borrowers. The amount of time required to complete the business lending process depends on the timeliness of information provided by you and any respective parties to the transaction.

What are the rates, fees and terms on my loan?

We offer fixed and variable rate loans with terms up to ten years. Our rates are typically based on the treasury yield plus a spread. Our underwriting team evaluates each application to determine the appropriate rate for each situation. Factors that may influence your loan rate include loan term, type of loan, and strength in the 5 Cs of credit.

Investment Advisor Loans

Lending Solutions

As a Registered Investment Advisor (RIA) or Investment Advisor Representative (IAR), you’ve built a strong track record of getting clients to achieve their goals. Now, let’s focus on yours. We specialize in providing loans to investment advisor firms like yours and have an in-house deal team dedicated to getting you the capital you need to stay ahead.

FLEXIBILITY TO GROW
Get capital based on your future revenue rather than your personal assets, which gives you the flexibility to grow at any stage of your firm’s life cycle.

ALIGNED WITH YOUR FIRM
Our unique cash-flow analysis, fast turn times, and innovative technology are aligned to how you run your firm.

FREEDOM TO REINVEST
Free up capital with our interest-only loan options so you can invest in your firm today to grow tomorrow.

CONTROL YOUR TIME HORIZON
With terms up to 10 years, our loans are customizable to your needs and timeline.

Testimonials

The professional, organized, and friendly nature that Susie and the whole team have is great. Refreshing, even when frustrating.

RANDY COHEN Investment Advisor

I looked at other lenders, but in the end, it was Oak Street’s customer service for me. It was great. This was my first transaction like this and they broke it down into bite-sized pieces that I could understand.

ELIZABETH IVY Investment Advisor

For our first funding, we gave Oak Street Funding a difficult deadline to close in three weeks…most lenders would not be able to do this, but Oak Street made it happen.

CRAIG RUMLER Investment Advisor

It’s hard to truly understand what we, as business owners, are doing, and what I was trying to achieve from a capital infusion. So I appreciate Oak Street Funding being instrumental in completing this.

ANONYMOUS Investment Advisor

I would absolutely recommend Oak Street Funding to a colleague if their needs align. I would push for them to talk to Oak Street. I don’t know anyone else who loans on cash flow.

RON BROCK Investment Advisor

Loans for Investment Advisors

Lending Solutions

Investment Advisor Loan Solutions

Business Acquisition Loan

Working Capital Loan

Transition Loan

Succession & Partner Buy-In Loan

Business Debt Restructure Loan

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