Is Oak Street Funding a direct lender?

Yes, we are a direct, non-SBA specialty lending company. We provide a dedicated team of in-house loan experts to meet your business’s capital needs. And, unlike some other companies, your loan will not be sold to another organization.

How long will it take to put my financing in place?

All decisions are made by the Oak Street Funding team which allows us to expedite the process for our borrowers. The amount of time required to complete the business lending process depends on the timeliness of information provided by you and any respective parties to the transaction.

What are the rates, fees and terms on my loan?

We offer fixed and variable rate loans with terms up to ten years. Our rates are typically based on the treasury yield plus a spread. Our underwriting team evaluates each application to determine the appropriate rate for each situation. Factors that may influence your loan rate include loan term, type of loan, and strength in the 5 Cs of credit.

Loans for CPAs and Accounting Practices

Loan Solutions Exclusively for CPAs

As a Certified Public Accountant (CPA), you’re highly trusted by your clients and have mastered how to guide them toward their goals over the years. Now, let’s focus on yours. We specialize in providing loans to CPA practices like yours and have an in-house deal team dedicated to getting you the capital you need to secure your legacy.

FLEXIBILITY TO GROW
Get capital based on your future revenue rather than your personal assets, which gives you the flexibility to grow at any stage of your practice’s life cycle.

ALIGNED WITH YOUR PRACTICE
Our unique cash-flow analysis, fast turn times, and innovative technology are aligned to how you run your practice.

FREEDOM TO REINVEST
Free up capital with our interest-only loan options so you can invest in your practice today to grow tomorrow.

CONTROL YOUR TIME HORIZON
With terms up to 10 years, our loans are customizable to your needs and timeline.

Testimonials

Oak Street Funding has financed two loans for me, and we were able to close both within 30 days. I was very happy with the level of customer service provided by the team. I would definitely recommend Oak Street to others.

TINA NGUYEN CPA

Everyone was extremely pleasant. I had many questions, but I always received a quick response. Everyone was very helpful.

WENDY LEIGH DEL'ACQUA CPA