Select the search type
  • Site
  • Web

Oak Street Funding

Where do you want to take your financial services business?

Financial services lending expertiseWhere do you want to take your financial services business? Are you ready to expand via acquisitions, grow through hiring staff or prepare the path for the next owner?

Regardless of your direction or strategy, Oak Street Funding provides cash flow-based financing for insurance businesses, RIA firms and CPA practices. 

Since 2003, we’ve successfully fulfilled the unique capital needs for thousands of businesses - from the development stages through divestiture - while providing extraordinary service to our borrowers.  

Agency Loans

Loans for retail insurance agenciesNo matter what type of financing you are looking for, Oak Street Funding has a variety of financing options for insurance agencies. Our Loan Officers will work one-on-one with you to design and structure a loan that best meets your needs and cash flow. Funds can be used to:

  • Acquire a business
  • Get a succession loan 
  • Consolidate business debt 
  • Hire staff
  • Upgrade technology
  • Launch marketing campaigns


MGA / Broker Loans

Loans for MGAs, Brokers, Program AdministratorsOak Street Funding specializes in providing the capital needed to expand insurance businesses, including acquisitions and leveraged buyouts. We lend to all types of insurance business across a diverse range of product lines

Learn more about loans up to $20 million for:

  • Wholesalers
  • Agents
  • MGAs
  • Program Administrators


RIA Loans

Loans for RIAsWe recognize investment advisors often find it challenging to access capital because intangible assets like future fees don’t typically fit many lending models. Our products were designed specifically to meet the growing demand for RIA financing.

  • Fee-based loans (non-SBA)
  • Amounts starting at $25,000
  • Terms up to 7 years
  • Quick loan process


CPA Loans

Loans for CPA practicesOak Street Funding specializes in providing CPAs with financing based on your biggest asset – future fees — so you don’t have to borrow against your personal assets.  

  • Loans up to $2.5 million
  • Cash flow based financing 
  • Flexible terms up to 10 years
  • Direct, non-SBA financing
  • Line of credit options
  • Quick, guided process


Get a Loan

Get a loan to help me your business goals

Get a loan to grow your financial services business – to expand, invest in technology, acquire, consolidate business debt, or hire staff  – without risking control of your business and tapping into your personal credit.

Oak Street® loans are designed so that your business’ future cash flows - whether they are commissions or fees - support the repayment of the loan, with little out-of-pocket cash. This can be especially helpful when buying or selling a business because, in most cases, the cash flows from the business can be used as collateral for a loan.

  • $25,000 - $20,000,000
  • Terms up to 12 years
  • Interest-only options
  • Commission-based loans