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From development to divestiture, for us it’s not a transaction but a relationship.

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A Unique Approach

Oak Street Funding understands the capital needs of business owners based on the industry and their unique business goals. We leverage our rich experience and proprietary technology to provide efficient funding experiences, well-structured transactions, superior portfolio management and ongoing sources of capital for growing organizations. Our passion, client and employee-focused mindset, and access to capital will continue to drive our commitment to fulfill client needs while also providing an empowering work environment for employees.

Support Through Every Stage

Since 2003, Oak Street Funding has loaned hundreds of millions of dollars to thousands of businesses. We are a direct lender which means your business loan is never sold to another finance company or bank. We own and manage your loan throughout its lifecycle and you only deal with us.

At Oak Street, we have the speed and flexibility of an entrepreneurial specialty lender with the financial backing and access to capital of a bank.

Oak Street Funding Loan Stages

Our Experts Make It Easy

Oak Street Funding has established processes and technology to make obtaining a loan as simple and quick as possible. Once all of the requested forms and documentation have been received by Oak Street, loans may be closed in as little as three weeks.

Commercial loan applications – for banks or other lenders – traditionally require more documentation than consumer loans, so borrowers should expect to receive requests for documents beyond what they may customarily see with a home mortgage or personal line-of-credit.

Craig Rumler, COO, Bloomfield Hills Financial

“For our first funding, we gave Oak Street a difficult deadline to close in three weeks and their team did a super job of identifying what we needed to provide to get the deal done – most lenders would not be able to do this, but Oak Street made it happen. The process was easy, and the team was very flexible and responsive. We have already completed a second funding and plan to continue to work with Oak Street on future financing projects.”

Tina Nguyen, CPA

“Oak Street Funding has financed two loans for me, and we were able to close both within 30 days. I was very happy with the level of customer service provided by the team, and I received frequent updates regarding my loan status. I would definitely recommend Oak Street to others, and I look forward to working with them again in the future.”

Nick Hishmeh, Domino’s

“Working with First Franchise Capital was a very pleasant and smooth experience. My Regional Vice President was knowledgeable of the franchise industry as well as our financial situation, and we built a relationship from the very beginning. I have no complaints with my experience, and I would definitely do business again with First Franchise Capital if a need arises in the future.”

Have questions? Talk with our experts for more information.