Get A Quote

We’ll get you there.

Financing for Certified Public Accountants

Where do you want to take your CPA practice?

Borrowing funds can help CPA practices pursue profitable opportunities throughout their life cycles, without draining liquidity or diluting equity. Whether you’re maturing by automating client services, contemplating growth by expanding to new specialties or acquiring another practice, or restructuring business debt, you may need capital to meet your goals.

Since 2003, financial services industry professionals have benefited from hundreds of millions of dollars in loans from Oak Street Funding, a direct, non-SBA lender. We help businesses succeed throughout their life cycles – from initial growth through the development stages and eventual divestiture of your firm. For us, it really is about relationships and not transactions.

Our borrowers appreciate that we understand their unique needs and business goals. They also like that we own and manage their loan throughout its life cycle, and they only deal with us. What’s more, we have the speed and flexibility of an entrepreneurial specialty lender with the financial backing of a bank. As a result, many of our customers have returned for multiple rounds of funding.

Oak Street’s strong financing expertise, innovative technology, proprietary actuarial models and experienced team align to develop customized lending options to meet the growing demand for CPA practice financing. We can help you:

  • Acquire a new practice
  • Fund a partner buy-in
  • Initiate a succession plan
  • Fund a partner buyout
  • Hire additional staff
  • Upgrade technology
  • Develop specialized services
  • Consolidate business debt

Unlock the Value of Tomorrow’s Fees Today

Oak Street Funding understands the value of your future fees, even though they are intangible assets. Take advantage of our cash-flow based financing to launch your growth initiatives without borrowing against your personal assets. We offer:

  • Loans up to $2.5 million
  • Terms up to 10 years
  • Line of credit options
  • Quick, guided process
  • In-house loan processing, underwriting and servicing

Mandatory buyouts: when it’s time for a partner to go

We all like to think that we’ll know when it’s time for us to walk away from work for good. In fact, many of us are so eager for the things we’ll be able to do when we retire that we look forward to it. Some obligatory lunches with longtime colleagues, transition...

read more

Should you finance buyouts with capital or outside financing?

Traditionally, when a partner of a CPA practice is ready to walk away for retirement (or is being eased out the door), the other partners have essentially shared the financial burden by dipping into the practice’s capital and at least temporarily reducing the value of...

read more

How to get in on conversations about succession

It’s been said that if you don’t make a plan, the world will make one for you. That’s especially true when it comes to your career. If you don’t approach your work with goals and a way to get there, you’re leaving the future in the hands of your employer and the...

read more

CPA Practice Events

  • Rainmaker Superconference
    May 30-June 1
  • AICPA Engage
    June 11-14
  • 2018 MI CPA Business Show
    June 27-28
  • CalCPA CPE Week
    August 7-11
  • Texas CPA Expo
    December 7-8

Learn More

To learn more about financing options for your CPA practice, please contact:

Bruce Warren
Vice President, Strategic Markets

Professional Experience

  • Joined Oak Street in 2015
  • 29 years in commercial lending
  • Vice President, Vertical Lending, Bank of America Practice Solutions
  • Sales Director, Silver Hill Financial LLC

Tina Nguyen, CPA

“Oak Street Funding has financed two loans for me, and we were able to close both within 30 days. I was very happy with the level of customer service provided by the team, and I received frequent updates regarding my loan status. I would definitely recommend Oak Street to others, and I look forward to working with them again in the future.”

Who we are...

Have questions? Talk with our experts for more information.